Disability Plans
Short Term Disability
Short Term Disability (STD) insurance provides you with weekly income if you are unable to work or have a reduced income due to illness or injury unrelated to your occupation.
A 14-day elimination period through The Standard.
Weekly Benefit is 60% of pre-disability earnings up to a Max of $1,000
Benefits Duration Period: 90 days after elimination period is complete
Monthly Premiums: See bswift online enrollment
Plan Documents/ Resources
Long Term Disability
Long term disability is intended to offer financial protection of you income for a longer duration after you have exhausted your short term disability benefits and any sick leave that you have accrued.
Montly Benefit is 60% of pre-disability earnings up to a Max of $5,000
Elimination Period: 90 days
Benefits Duration Period: SSNRA (Social Security Normal Retirement Age)
Pre-Existing Condition: 3/12
Monthly Premiums: See bswift online enrollment
Plan Documents/ Resources
Disability Health Questions